We have broadened our appetite to find solutions to your traditional P&C Needs!

Some of Our Targeted Classes of Business:

• Habitational
• Real Estate
• Retail
• Service
• And More!

Need a quick sense of our current non-marine appetite? We can consider a range of well-managed accounts, including: Apartments; Hotels/Motels; Lessor’s Risk; Day Cares; Airbnb-type exposures; Auto Parts and Repair; Gas Stations; Clubs; Vacant Buildings; Houses of Worship; and Bakeries. If you are not sure whether your business fits within this appetite, send it over and we will review it with you.

We are expanding our Property & Casualty portfolio and opening the door to new opportunities for retail partners. With a refreshed product lineup and a broader appetite, our goal is to help clients secure coverage with the flexibility and speed that set us apart. In addition to these expanded P&C capabilities, Professional and Management Liability coverage is available for both marine and non-marine businesses. We are willing to consider a wide range of opportunities, with the exception of public entities and cannabis-related companies.

If you are seeking coverage for

• Directors & Officers
• Employment Practices
• Fiduciary or Miscellaneous Error & Omissions Liability

For your Marine or non-Marine business, please feel free to contact us for assistance.

The property portion of these types of insurance policies helps cover buildings and property you own, such as offices, and equipment or tools that your company needs to perform essential functions. The casualty portion of these types of insurance policies helps protect your company from liability when accidents happen, like if a customer is injured by one of your products or services. Stand Alone General Liability and property coverage is available.

Umbrella Liability provides additional protection over a primary or underlying limit of insurance. This coverage is in excess of General Liability, Automobile, and Workers’ Compensation coverage. Usually written with a self-insured retention, coverage is provided when the primary policy limit is exhausted. With umbrella coverage, you may be able to lower the limits of your General Liability or Auto policies, which can reduce your costs.

Provides medical, wage replacement, and rehabilitation benefits to employees injured or made sick on the job, while protecting employers from most lawsuits, acting as a “no-fault” system where benefits are paid regardless of who caused the accident, and is mandatory for most businesses in the U.S.. It covers medical costs, lost wages, rehab, and provides death benefits, but costs vary based on payroll, industry, and claims history, with options including private carriers or state funds. 

Fills the gaps in standard property policies, providing coverage for major perils usually excluded, like earthquakes, floods, and landslides, or adding protection for things like water damage, theft, and service line breaks, creating more comprehensive coverage, often “wrapping around” a basic policy

An optional insurance product that allows a policyholder to pay an additional premium to reduce or eliminate their out-of-pocket deductible in the event of a claim. This coverage is typically offered for property insurance policies (both commercial and residential), especially in areas prone to natural disasters like wind, hail, or earthquakes, where primary policy deductibles can be very high